/* ==========================================================================
   BORBA CONSÓRCIO — Design System
   Agência Vorbi · 2026
   Paleta oficial extraída do branding (logos + peças):
   navy #02416F · azul #0070B0 · verde-lima #A5CF4E · laranja #FF7200
   ========================================================================== */

/* --------------------------------------------------------------------------
   1. Tokens
   -------------------------------------------------------------------------- */
:root {
  /* Marca */
  --navy-900: #01243c;
  --navy-800: #022f4f;
  --navy: #02416f;
  --navy-600: #035a97;
  --blue: #0070b0;
  --blue-400: #2a92d4;
  --blue-100: #e3f0f9;
  --lime: #a5cf4e;
  --lime-600: #8cb63a;
  --lime-100: #f2f8e4;
  --orange: #ff7200;
  --orange-100: #fff1e6;

  /* Neutros */
  --ink: #0b1620;
  --ink-70: #3f4b56;
  --ink-50: #6b7883;
  --line: #e4e9ee;
  --line-strong: #cfd8e0;
  --paper: #ffffff;
  --paper-alt: #f6f8fa;
  --paper-soft: #eefdff;
  --sand: #faf8f3;

  /* Tipografia */
  --font-display: "Instrument Serif", "Times New Roman", serif;
  --font-sans: "Manrope", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;

  /* Escala tipográfica fluida */
  --fs-display: clamp(2.9rem, 6.2vw, 5.4rem);
  --fs-h1: clamp(2.3rem, 4.6vw, 3.9rem);
  --fs-h2: clamp(1.9rem, 3.4vw, 2.9rem);
  --fs-h3: clamp(1.25rem, 2vw, 1.6rem);
  --fs-lead: clamp(1.05rem, 1.5vw, 1.22rem);
  --fs-body: 1rem;
  --fs-sm: 0.9rem;
  --fs-xs: 0.78rem;

  /* Espaço */
  --gap: clamp(1rem, 2vw, 1.5rem);
  --section-y: clamp(4.5rem, 9vw, 8rem);
  --radius: 18px;
  --radius-sm: 12px;
  --radius-lg: 28px;
  --wrap: 1240px;

  /* Sombra */
  --shadow-sm: 0 1px 2px rgba(2, 41, 71, 0.05), 0 4px 14px rgba(2, 41, 71, 0.05);
  --shadow-md: 0 12px 34px -12px rgba(2, 41, 71, 0.22);
  --shadow-lg: 0 30px 70px -24px rgba(2, 41, 71, 0.32);

  /* Movimento */
  --ease: cubic-bezier(0.22, 1, 0.36, 1);
  --dur: 0.55s;
}

/* --------------------------------------------------------------------------
   2. Reset
   -------------------------------------------------------------------------- */
*,
*::before,
*::after { box-sizing: border-box; }

* { margin: 0; }

html {
  -webkit-text-size-adjust: 100%;
  scroll-behavior: smooth;
  scroll-padding-top: 96px;
}

body {
  font-family: var(--font-sans);
  font-size: var(--fs-body);
  line-height: 1.65;
  color: var(--ink);
  background: var(--paper);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}

img,
svg,
video { display: block; max-width: 100%; height: auto; }

/* Contenção de largura: evita overflow horizontal em telas pequenas */
html { overflow-x: hidden; }
iframe { max-width: 100%; }
.grid > *,
.split > *,
.hero__grid > *,
.cta-band__inner > *,
.footer__grid > * { min-width: 0; }

a { color: inherit; text-decoration: none; }

button,
input,
textarea,
select { font: inherit; color: inherit; }

ul, ol { list-style: none; padding: 0; }

:focus-visible {
  outline: 3px solid var(--blue-400);
  outline-offset: 3px;
  border-radius: 4px;
}

::selection { background: var(--lime); color: var(--navy-900); }

/* --------------------------------------------------------------------------
   3. Tipografia
   -------------------------------------------------------------------------- */
h1, h2, h3, h4 {
  font-family: var(--font-display);
  font-weight: 400;
  line-height: 1.06;
  letter-spacing: -0.015em;
  color: var(--navy-900);
  text-wrap: balance;
}

h1 { font-size: var(--fs-h1); }
h2 { font-size: var(--fs-h2); }
h3 { font-size: var(--fs-h3); line-height: 1.2; letter-spacing: -0.01em; }

p { text-wrap: pretty; }

.display {
  font-size: var(--fs-display);
  font-family: var(--font-display);
  line-height: 0.98;
  letter-spacing: -0.03em;
}

.lead {
  font-size: var(--fs-lead);
  line-height: 1.6;
  color: var(--ink-70);
  max-width: 58ch;
}

.serif-italic { font-style: italic; }

/* Eyebrow / rótulo de seção */
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  font-family: var(--font-sans);
  font-size: var(--fs-xs);
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--blue);
}

.eyebrow::before {
  content: "";
  width: 22px;
  height: 2px;
  background: var(--lime);
  border-radius: 2px;
}

.eyebrow--light { color: rgba(255, 255, 255, 0.72); }

.accent { color: var(--lime-600); }
.accent-line {
  background-image: linear-gradient(transparent 62%, rgba(165, 207, 78, 0.55) 62%);
  background-repeat: no-repeat;
  background-size: 100% 100%;
  padding: 0 0.08em;
}

/* --------------------------------------------------------------------------
   4. Layout
   -------------------------------------------------------------------------- */
.wrap {
  width: 100%;
  max-width: var(--wrap);
  margin-inline: auto;
  padding-inline: clamp(1.15rem, 4vw, 2.5rem);
}

.section { padding-block: var(--section-y); }
.section--tight { padding-block: clamp(3rem, 6vw, 5rem); }
.section--paper { background: var(--paper-alt); }
.section--sand { background: var(--sand); }
.section--navy {
  background: var(--navy-900);
  color: rgba(255, 255, 255, 0.82);
}
.section--navy h1,
.section--navy h2,
.section--navy h3 { color: #fff; }

.section-head {
  max-width: 720px;
  margin-bottom: clamp(2.2rem, 4vw, 3.4rem);
}
.section-head--center {
  margin-inline: auto;
  text-align: center;
}
.section-head--center .eyebrow { justify-content: center; }
.section-head h2 { margin-top: 0.85rem; }
.section-head p { margin-top: 1rem; }

.stack > * + * { margin-top: var(--gap); }

.grid { display: grid; gap: var(--gap); }
.grid--2 { grid-template-columns: repeat(auto-fit, minmax(320px, 1fr)); }
.grid--3 { grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); }
.grid--4 { grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); }

.split {
  display: grid;
  gap: clamp(2rem, 5vw, 4.5rem);
  align-items: center;
  grid-template-columns: repeat(auto-fit, minmax(340px, 1fr));
}

/* --------------------------------------------------------------------------
   5. Botões
   -------------------------------------------------------------------------- */
.btn {
  --btn-bg: var(--navy);
  --btn-fg: #fff;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.6rem;
  padding: 0.95rem 1.55rem;
  border: 1px solid transparent;
  border-radius: 100px;
  background: var(--btn-bg);
  color: var(--btn-fg);
  font-size: var(--fs-sm);
  font-weight: 700;
  letter-spacing: 0.01em;
  cursor: pointer;
  transition: transform 0.25s var(--ease), box-shadow 0.25s var(--ease),
    background-color 0.25s var(--ease), color 0.25s var(--ease), border-color 0.25s var(--ease);
  white-space: nowrap;
}

.btn:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.btn:active { transform: translateY(0); }

.btn svg { width: 1.05em; height: 1.05em; flex: none; }

.btn--primary { --btn-bg: var(--blue); }
.btn--primary:hover { --btn-bg: var(--navy-600); }

.btn--lime { --btn-bg: var(--lime); --btn-fg: var(--navy-900); }
.btn--lime:hover { --btn-bg: #b6dd63; }

.btn--ghost {
  --btn-bg: transparent;
  --btn-fg: var(--navy);
  border-color: var(--line-strong);
}
.btn--ghost:hover {
  --btn-bg: var(--paper);
  border-color: var(--navy);
}

.btn--light {
  --btn-bg: rgba(255, 255, 255, 0.1);
  --btn-fg: #fff;
  border-color: rgba(255, 255, 255, 0.28);
  backdrop-filter: blur(8px);
}
.btn--light:hover { --btn-bg: rgba(255, 255, 255, 0.18); }

.btn--whatsapp { --btn-bg: #1faa53; }
.btn--whatsapp:hover { --btn-bg: #178f44; }

.btn--lg { padding: 1.1rem 1.9rem; font-size: 1rem; }
.btn--block { width: 100%; }

.btn-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.8rem;
  align-items: center;
}

/* Link com seta */
.link-arrow {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  font-size: var(--fs-sm);
  font-weight: 700;
  color: var(--blue);
}
.link-arrow svg { width: 1em; height: 1em; transition: transform 0.3s var(--ease); }
.link-arrow:hover svg { transform: translateX(3px); }

/* --------------------------------------------------------------------------
   6. Header
   -------------------------------------------------------------------------- */
.topbar {
  background: var(--navy-900);
  color: rgba(255, 255, 255, 0.78);
  font-size: 0.8rem;
  letter-spacing: 0.01em;
}
.topbar__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  min-height: 40px;
  padding-block: 0.45rem;
}
.topbar__group { display: flex; align-items: center; gap: 1.35rem; flex-wrap: wrap; }
.topbar a { display: inline-flex; align-items: center; gap: 0.4rem; transition: color 0.2s; }
.topbar a:hover { color: var(--lime); }
.topbar svg { width: 0.95em; height: 0.95em; opacity: 0.7; }
.topbar__note { color: rgba(255, 255, 255, 0.45); }

.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.86);
  backdrop-filter: saturate(180%) blur(16px);
  -webkit-backdrop-filter: saturate(180%) blur(16px);
  border-bottom: 1px solid rgba(2, 41, 71, 0.07);
  transition: box-shadow 0.3s var(--ease), background-color 0.3s var(--ease);
}
.site-header.is-stuck {
  box-shadow: 0 10px 30px -18px rgba(2, 41, 71, 0.35);
  background: rgba(255, 255, 255, 0.95);
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
  min-height: 78px;
  transition: min-height 0.3s var(--ease);
}
.site-header.is-stuck .nav { min-height: 66px; }

.brand { display: flex; align-items: center; gap: 0.7rem; flex: none; }
.brand img { height: 40px; width: auto; }
.site-header.is-stuck .brand img { height: 36px; }
.brand__text { display: none; }

.nav__menu {
  display: flex;
  align-items: center;
  gap: 0.15rem;
  margin-left: auto;
}
.nav__item { position: relative; }

.nav__link {
  display: inline-flex;
  align-items: center;
  gap: 0.3rem;
  padding: 0.6rem 0.85rem;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--ink-70);
  border-radius: 100px;
  transition: color 0.2s, background-color 0.2s;
}
.nav__link:hover { color: var(--navy); background: var(--blue-100); }
.nav__link[aria-current="page"] { color: var(--navy); }
.nav__link[aria-current="page"]::after {
  content: "";
  position: absolute;
  left: 50%;
  bottom: 2px;
  width: 5px;
  height: 5px;
  margin-left: -2.5px;
  border-radius: 50%;
  background: var(--lime-600);
}
.nav__caret {
  width: 0.62rem;
  height: 0.62rem;
  opacity: 0.55;
  transition: transform 0.25s var(--ease);
}
.nav__item:hover .nav__caret { transform: rotate(180deg); }

/* Dropdown */
.nav__sub {
  position: absolute;
  top: calc(100% + 10px);
  left: 50%;
  min-width: 268px;
  padding: 0.5rem;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 16px;
  box-shadow: var(--shadow-lg);
  opacity: 0;
  visibility: hidden;
  transform: translate(-50%, 8px);
  transition: opacity 0.22s var(--ease), transform 0.22s var(--ease), visibility 0.22s;
}
.nav__item:hover .nav__sub,
.nav__item:focus-within .nav__sub {
  opacity: 1;
  visibility: visible;
  transform: translate(-50%, 0);
}
.nav__sub a {
  display: flex;
  align-items: center;
  gap: 0.7rem;
  padding: 0.62rem 0.75rem;
  border-radius: 10px;
  font-size: 0.86rem;
  font-weight: 600;
  color: var(--ink-70);
  transition: background-color 0.18s, color 0.18s;
}
.nav__sub a:hover { background: var(--paper-alt); color: var(--navy); }
.nav__sub a span { display: block; }
.nav__sub small {
  display: block;
  font-weight: 500;
  font-size: 0.74rem;
  color: var(--ink-50);
  line-height: 1.35;
}
.nav__sub .ico {
  display: grid;
  place-items: center;
  width: 32px;
  height: 32px;
  flex: none;
  border-radius: 9px;
  background: var(--blue-100);
  color: var(--blue);
}
.nav__sub .ico svg { width: 16px; height: 16px; }

.nav__actions { display: flex; align-items: center; gap: 0.6rem; flex: none; }
/* CTA dentro do menu só aparece no painel mobile */
.nav__menu > .nav__actions { display: none; }

/* Hamburger */
.burger {
  display: none;
  width: 46px;
  height: 46px;
  padding: 0;
  border: 1px solid var(--line);
  border-radius: 12px;
  background: #fff;
  cursor: pointer;
  position: relative;
}
.burger span {
  position: absolute;
  left: 50%;
  width: 20px;
  height: 2px;
  margin-left: -10px;
  background: var(--navy);
  border-radius: 2px;
  transition: transform 0.3s var(--ease), opacity 0.2s;
}
.burger span:nth-child(1) { top: 16px; }
.burger span:nth-child(2) { top: 22px; }
.burger span:nth-child(3) { top: 28px; }
.burger[aria-expanded="true"] span:nth-child(1) { transform: translateY(6px) rotate(45deg); }
.burger[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.burger[aria-expanded="true"] span:nth-child(3) { transform: translateY(-6px) rotate(-45deg); }

/* --------------------------------------------------------------------------
   7. Hero
   -------------------------------------------------------------------------- */
.hero {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(900px 520px at 82% -10%, rgba(0, 112, 176, 0.55), transparent 62%),
    radial-gradient(700px 420px at 8% 8%, rgba(165, 207, 78, 0.14), transparent 60%),
    linear-gradient(168deg, var(--navy-900) 0%, #033455 48%, #022a45 100%);
  color: #fff;
  padding-block: clamp(3.5rem, 7vw, 6.5rem) clamp(4rem, 8vw, 7rem);
  isolation: isolate;
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -1;
  opacity: 0.5;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.045) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.045) 1px, transparent 1px);
  background-size: 72px 72px;
  mask-image: radial-gradient(circle at 70% 30%, #000 0%, transparent 72%);
  -webkit-mask-image: radial-gradient(circle at 70% 30%, #000 0%, transparent 72%);
}

.hero--page {
  padding-block: clamp(3rem, 5vw, 4.5rem) clamp(3rem, 6vw, 5rem);
}
.hero__grid {
  display: grid;
  gap: clamp(2.2rem, 5vw, 4rem);
  grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
  align-items: center;
}
.hero--page .hero__grid { grid-template-columns: minmax(0, 1fr) minmax(0, 0.72fr); }

.hero h1 {
  color: #fff;
  font-size: clamp(2.7rem, 4.8vw, 4.4rem);
  line-height: 0.98;
  letter-spacing: -0.03em;
}
.hero h1 em {
  font-style: italic;
  color: var(--lime);
}
.hero__lead {
  margin-top: 1.35rem;
  font-size: var(--fs-lead);
  color: rgba(255, 255, 255, 0.76);
  max-width: 46ch;
}
.hero .btn-row { margin-top: 2rem; }

.hero__meta {
  display: flex;
  flex-wrap: wrap;
  gap: 0.55rem;
  margin-top: 2.2rem;
  padding-top: 1.6rem;
  border-top: 1px solid rgba(255, 255, 255, 0.13);
}
.chip {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  padding: 0.4rem 0.85rem;
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: 100px;
  background: rgba(255, 255, 255, 0.05);
  font-size: 0.78rem;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.8);
  letter-spacing: 0.01em;
}
.chip svg { width: 0.95em; height: 0.95em; color: var(--lime); }

/* Cartão de simulação no hero */
.quote-card {
  position: relative;
  padding: clamp(1.4rem, 3vw, 2rem);
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: var(--radius-lg);
  background: linear-gradient(160deg, rgba(255, 255, 255, 0.13), rgba(255, 255, 255, 0.04));
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  box-shadow: var(--shadow-lg);
}
.quote-card__head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  margin-bottom: 1.4rem;
}
.quote-card__title {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.6);
}
.quote-card__badge {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  padding: 0.28rem 0.6rem;
  border-radius: 100px;
  background: rgba(165, 207, 78, 0.16);
  color: var(--lime);
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}
.quote-card__badge::before {
  content: "";
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--lime);
  box-shadow: 0 0 0 3px rgba(165, 207, 78, 0.2);
}

.quote-tabs {
  display: flex;
  gap: 0.3rem;
  padding: 0.3rem;
  margin-bottom: 1.3rem;
  background: rgba(0, 0, 0, 0.22);
  border-radius: 100px;
}
.quote-tabs button {
  flex: 1;
  padding: 0.55rem 0.4rem;
  border: 0;
  border-radius: 100px;
  background: transparent;
  color: rgba(255, 255, 255, 0.6);
  font-size: 0.78rem;
  font-weight: 700;
  cursor: pointer;
  transition: background-color 0.25s, color 0.25s;
}
.quote-tabs button[aria-selected="true"] {
  background: #fff;
  color: var(--navy-900);
}

.quote-value {
  display: flex;
  align-items: baseline;
  gap: 0.4rem;
  font-family: var(--font-display);
  font-size: clamp(2.4rem, 4vw, 3.1rem);
  line-height: 1;
  color: #fff;
}
.quote-value small {
  font-family: var(--font-sans);
  font-size: 0.82rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  color: rgba(255, 255, 255, 0.55);
}
.quote-label {
  margin-top: 0.45rem;
  font-size: 0.82rem;
  color: rgba(255, 255, 255, 0.6);
}

.quote-rows {
  margin: 1.4rem 0;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}
.quote-rows div {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  padding: 0.62rem 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  font-size: 0.84rem;
  color: rgba(255, 255, 255, 0.66);
}
.quote-rows b { color: #fff; font-weight: 700; }
.quote-card .btn { width: 100%; }
.quote-card__foot {
  margin-top: 0.85rem;
  font-size: 0.7rem;
  line-height: 1.5;
  color: rgba(255, 255, 255, 0.42);
  text-align: center;
}

/* --------------------------------------------------------------------------
   8. Cards genéricos
   -------------------------------------------------------------------------- */
.card {
  position: relative;
  display: flex;
  flex-direction: column;
  padding: clamp(1.4rem, 2.6vw, 1.9rem);
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  transition: transform 0.35s var(--ease), box-shadow 0.35s var(--ease),
    border-color 0.35s var(--ease);
}
.card:hover {
  transform: translateY(-4px);
  border-color: rgba(0, 112, 176, 0.28);
  box-shadow: var(--shadow-md);
}

.card__ico {
  display: grid;
  place-items: center;
  width: 48px;
  height: 48px;
  margin-bottom: 1.15rem;
  border-radius: 14px;
  background: var(--blue-100);
  color: var(--navy);
}
.card__ico svg { width: 23px; height: 23px; }
.card__ico--lime { background: var(--lime-100); color: var(--lime-600); }
.card__ico--orange { background: var(--orange-100); color: var(--orange); }

.card h3 { margin-bottom: 0.5rem; }
.card p { font-size: 0.94rem; color: var(--ink-70); }
.card .link-arrow { margin-top: auto; padding-top: 1.2rem; }

/* Plan card (segmentos) */
.plan-card {
  position: relative;
  display: flex;
  flex-direction: column;
  overflow: hidden;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  transition: transform 0.4s var(--ease), box-shadow 0.4s var(--ease), border-color 0.4s var(--ease);
}
.plan-card:hover {
  transform: translateY(-5px);
  border-color: rgba(0, 112, 176, 0.3);
  box-shadow: var(--shadow-lg);
}
.plan-card__media {
  position: relative;
  aspect-ratio: 16 / 10;
  background: linear-gradient(150deg, var(--navy-800), var(--navy-600));
  overflow: hidden;
}
.plan-card__media img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  filter: saturate(0.93) contrast(1.04);
  transition: transform 0.8s var(--ease);
}
.plan-card:hover .plan-card__media img { transform: scale(1.045); }
.plan-card__media::after {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background:
    linear-gradient(180deg, rgba(1, 36, 60, 0.16) 0%, transparent 34%, rgba(1, 28, 48, 0.62) 100%);
}
.plan-card__media::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 1;
  pointer-events: none;
  background: linear-gradient(150deg, rgba(2, 65, 111, 0.18), transparent 55%);
}

/* Arte abstrata dos cards de modalidade (sem banco de imagens) */
.plan-art {
  position: absolute;
  inset: 0;
  display: grid;
  place-items: center;
  color: rgba(255, 255, 255, 0.85);
  background:
    radial-gradient(420px 220px at 78% 12%, rgba(165, 207, 78, 0.28), transparent 62%),
    radial-gradient(360px 260px at 12% 88%, rgba(0, 112, 176, 0.55), transparent 65%);
}
.plan-art::before {
  content: "";
  position: absolute;
  top: 50%;
  left: 50%;
  width: 186px;
  height: 186px;
  transform: translate(-50%, -50%);
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: 50%;
  transition: transform 0.7s var(--ease), border-color 0.5s;
}
.plan-art::after {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.06) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.06) 1px, transparent 1px);
  background-size: 38px 38px;
  mask-image: radial-gradient(circle at 50% 48%, #000 0%, transparent 72%);
  -webkit-mask-image: radial-gradient(circle at 50% 48%, #000 0%, transparent 72%);
}
.plan-art svg {
  position: relative;
  z-index: 1;
  width: 118px;
  height: 118px;
  stroke-width: 0.9;
  opacity: 0.95;
  filter: drop-shadow(0 8px 18px rgba(1, 30, 50, 0.35));
  transition: transform 0.7s var(--ease);
}
.plan-card:hover .plan-art::before { transform: translate(-50%, -50%) scale(1.06); border-color: rgba(165, 207, 78, 0.45); }
.plan-card:hover .plan-art svg { transform: scale(1.08) rotate(-1.5deg); }
.plan-card__icon {
  position: absolute;
  z-index: 1;
  top: 1rem;
  left: 1rem;
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  border-radius: 12px;
  background: rgba(255, 255, 255, 0.92);
  color: var(--navy);
  backdrop-filter: blur(6px);
}
.plan-card__icon svg { width: 20px; height: 20px; }
.plan-card__body {
  display: flex;
  flex-direction: column;
  flex: 1;
  padding: 1.35rem;
}
.plan-card__body h3 { font-size: 1.35rem; }
.plan-card__body p {
  margin-top: 0.4rem;
  font-size: 0.88rem;
  color: var(--ink-50);
}
.plan-card__price {
  margin-top: 1.1rem;
  padding-top: 1.1rem;
  border-top: 1px dashed var(--line-strong);
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 0.8rem;
}
.plan-card__price span {
  display: block;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--ink-50);
}
.plan-card__price strong {
  display: block;
  font-family: var(--font-display);
  font-size: 1.7rem;
  font-weight: 400;
  line-height: 1.15;
  color: var(--navy);
}
.plan-card__price small { font-size: 0.75rem; color: var(--ink-50); }
.plan-card .btn { margin-top: 1.15rem; }

/* Card de destaque escuro */
.card--dark {
  background: linear-gradient(160deg, var(--navy-800), var(--navy-900));
  border-color: transparent;
  color: rgba(255, 255, 255, 0.78);
}
.card--dark h3 { color: #fff; }
.card--dark p { color: rgba(255, 255, 255, 0.7); }

/* Stats */
.stats {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
  gap: 1px;
  background: var(--line);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  overflow: hidden;
}
/* Em coluna estreita, os números ficam em 2x2 para não sobrar célula órfã */
.split .stats { grid-template-columns: 1fr 1fr; }
.stat {
  padding: clamp(1.2rem, 2.4vw, 1.8rem);
  background: #fff;
  transition: background-color 0.3s;
}
.stat:hover { background: var(--paper-alt); }
.stat__num {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 3.2vw, 2.5rem);
  line-height: 1;
  color: var(--navy);
  letter-spacing: -0.02em;
}
.stat__label {
  margin-top: 0.5rem;
  font-size: 0.8rem;
  line-height: 1.4;
  color: var(--ink-50);
}
.stats--dark { background: rgba(255, 255, 255, 0.12); border-color: rgba(255, 255, 255, 0.12); }.stats--dark .stat { background: rgba(255, 255, 255, 0.04); }
.stats--dark .stat:hover { background: rgba(255, 255, 255, 0.08); }
.stats--dark .stat__num { color: var(--lime); }
.stats--dark .stat__label { color: rgba(255, 255, 255, 0.6); }

/* Passos / processo */
.steps { counter-reset: step; }
.step {
  position: relative;
  padding-left: 4.2rem;
  padding-bottom: 2.2rem;
  border-left: 1px solid var(--line);
  margin-left: 1.5rem;
}
.step:last-child { border-left-color: transparent; padding-bottom: 0; }
.step::before {
  counter-increment: step;
  content: counter(step, decimal-leading-zero);
  position: absolute;
  left: -1.5rem;
  top: -0.25rem;
  display: grid;
  place-items: center;
  width: 3rem;
  height: 3rem;
  border-radius: 50%;
  background: var(--navy);
  color: #fff;
  font-family: var(--font-display);
  font-size: 1rem;
  box-shadow: 0 0 0 6px #fff;
}
.section--paper .step::before { box-shadow: 0 0 0 6px var(--paper-alt); }
.step h3 { margin-bottom: 0.35rem; }
.step p { font-size: 0.94rem; color: var(--ink-70); max-width: 52ch; }

/* Feature list */
.check-list { display: grid; gap: 0.75rem; }
.check-list li {
  position: relative;
  padding-left: 1.9rem;
  font-size: 0.94rem;
  color: var(--ink-70);
}
.check-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.28em;
  width: 1.15rem;
  height: 1.15rem;
  border-radius: 50%;
  background: var(--lime-100);
  border: 1px solid rgba(140, 182, 58, 0.35);
}
.check-list li::after {
  content: "";
  position: absolute;
  left: 0.36rem;
  top: 0.55em;
  width: 0.42rem;
  height: 0.24rem;
  border-left: 2px solid var(--lime-600);
  border-bottom: 2px solid var(--lime-600);
  transform: rotate(-45deg);
}
.check-list--light li { color: rgba(255, 255, 255, 0.75); }
.check-list--light li::before { background: rgba(165, 207, 78, 0.18); border-color: rgba(165, 207, 78, 0.4); }

/* Selo 0,0% */
.seal {
  display: grid;
  gap: 0.5rem;
  padding: 1.5rem;
  border-radius: var(--radius);
  background: linear-gradient(150deg, var(--navy-800), var(--navy));
  color: #fff;
}
.seal__top { display: flex; align-items: baseline; gap: 0.35rem; }
.seal__num {
  font-family: var(--font-display);
  font-size: 2.6rem;
  line-height: 1;
  color: var(--lime);
}
.seal__txt { font-size: 0.8rem; letter-spacing: 0.04em; text-transform: uppercase; color: rgba(255, 255, 255, 0.65); }

/* --------------------------------------------------------------------------
   9. Tabela de contemplados
   -------------------------------------------------------------------------- */
.table-tools {
  display: flex;
  flex-wrap: wrap;
  gap: 0.7rem;
  align-items: center;
  margin-bottom: 1.4rem;
}
.search-field {
  position: relative;
  flex: 1 1 240px;
  max-width: 340px;
}
.search-field svg {
  position: absolute;
  left: 0.95rem;
  top: 50%;
  transform: translateY(-50%);
  width: 17px;
  height: 17px;
  color: var(--ink-50);
  pointer-events: none;
}
.search-field input {
  width: 100%;
  padding: 0.8rem 1rem 0.8rem 2.6rem;
  border: 1px solid var(--line-strong);
  border-radius: 100px;
  background: #fff;
  font-size: 0.9rem;
  transition: border-color 0.2s, box-shadow 0.2s;
}
.search-field input:focus {
  outline: none;
  border-color: var(--blue);
  box-shadow: 0 0 0 4px rgba(0, 112, 176, 0.12);
}

.filters { display: flex; gap: 0.4rem; flex-wrap: wrap; }
.filters button {
  padding: 0.5rem 1rem;
  border: 1px solid var(--line-strong);
  border-radius: 100px;
  background: #fff;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--ink-70);
  cursor: pointer;
  transition: all 0.22s var(--ease);
}
.filters button:hover { border-color: var(--blue); color: var(--navy); }
.filters button[aria-pressed="true"] {
  background: var(--navy);
  border-color: var(--navy);
  color: #fff;
}

.table-wrap {
  overflow-x: auto;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: #fff;
}
table.offers {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.9rem;
  min-width: 720px;
}
table.offers thead th {
  padding: 0.95rem 1.1rem;
  text-align: left;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--ink-50);
  background: var(--paper-alt);
  border-bottom: 1px solid var(--line);
  white-space: nowrap;
}
table.offers tbody td {
  padding: 1rem 1.1rem;
  border-bottom: 1px solid var(--line);
  color: var(--ink-70);
  vertical-align: middle;
}
table.offers tbody tr:last-child td { border-bottom: 0; }
table.offers tbody tr { transition: background-color 0.2s; }
table.offers tbody tr:hover { background: rgba(0, 112, 176, 0.035); }
table.offers strong { color: var(--navy); font-weight: 700; }
.tag {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  padding: 0.22rem 0.65rem;
  border-radius: 100px;
  font-size: 0.72rem;
  font-weight: 700;
  background: var(--blue-100);
  color: var(--navy-600);
  white-space: nowrap;
}
.tag--lime { background: var(--lime-100); color: #4d6b16; }
.tag--orange { background: var(--orange-100); color: #b34f00; }
.table-empty {
  padding: 3rem 1rem;
  text-align: center;
  color: var(--ink-50);
  font-size: 0.9rem;
}

/* Dica de rolagem horizontal em tabelas no mobile */
.table-hint {
  display: none;
  margin-bottom: 0.7rem;
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--ink-50);
}
@media (max-width: 760px) {
  .table-hint { display: block; }
}

/* --------------------------------------------------------------------------
   10. FAQ
   -------------------------------------------------------------------------- */
.faq { border-top: 1px solid var(--line); }
.faq__item { border-bottom: 1px solid var(--line); }
.faq__q {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
  width: 100%;
  padding: 1.35rem 0;
  border: 0;
  background: none;
  text-align: left;
  font-family: var(--font-sans);
  font-size: 1.02rem;
  font-weight: 700;
  color: var(--navy-900);
  cursor: pointer;
}
.faq__q:hover { color: var(--blue); }
.faq__icon {
  position: relative;
  flex: none;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  border: 1px solid var(--line-strong);
  transition: background-color 0.25s, border-color 0.25s, transform 0.35s var(--ease);
}
.faq__icon::before,
.faq__icon::after {
  content: "";
  position: absolute;
  top: 50%;
  left: 50%;
  width: 12px;
  height: 1.5px;
  background: var(--navy);
  transform: translate(-50%, -50%);
  transition: transform 0.3s var(--ease), background-color 0.25s;
}
.faq__icon::after { transform: translate(-50%, -50%) rotate(90deg); }
.faq__q[aria-expanded="true"] .faq__icon {
  background: var(--navy);
  border-color: var(--navy);
}
.faq__q[aria-expanded="true"] .faq__icon::before,
.faq__q[aria-expanded="true"] .faq__icon::after { background: #fff; }
.faq__q[aria-expanded="true"] .faq__icon::after { transform: translate(-50%, -50%) rotate(0deg); }

.faq__a {
  display: grid;
  grid-template-rows: 0fr;
  transition: grid-template-rows 0.4s var(--ease);
}
.faq__a > div { overflow: hidden; }
.faq__a p {
  padding-bottom: 1.4rem;
  max-width: 72ch;
  font-size: 0.95rem;
  color: var(--ink-70);
}
.faq__item.is-open .faq__a { grid-template-rows: 1fr; }

/* --------------------------------------------------------------------------
   11. CTA band
   -------------------------------------------------------------------------- */
.cta-band {
  position: relative;
  overflow: hidden;
  padding-block: clamp(3.2rem, 6vw, 5rem);
  background:
    radial-gradient(700px 380px at 88% 10%, rgba(0, 112, 176, 0.5), transparent 60%),
    linear-gradient(140deg, var(--navy-900), #033a5f);
  color: #fff;
  border-radius: var(--radius-lg);
}
.cta-band::after {
  content: "";
  position: absolute;
  right: -120px;
  bottom: -140px;
  width: 420px;
  height: 420px;
  border: 1px solid rgba(255, 255, 255, 0.09);
  border-radius: 50%;
  pointer-events: none;
}
.cta-band__inner {
  position: relative;
  display: grid;
  gap: 1.8rem;
  align-items: center;
  grid-template-columns: minmax(0, 1.4fr) auto;
}
.cta-band h2 { color: #fff; }
.cta-band p { margin-top: 0.8rem; color: rgba(255, 255, 255, 0.72); max-width: 54ch; }
.cta-band .btn-row { justify-content: flex-end; }

/* --------------------------------------------------------------------------
   12. Footer
   -------------------------------------------------------------------------- */
.site-footer {
  background: var(--navy-900);
  color: rgba(255, 255, 255, 0.6);
  padding-top: clamp(3rem, 6vw, 4.5rem);
  font-size: 0.88rem;
}
.footer__grid {
  display: grid;
  gap: 2.2rem;
  grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
  padding-bottom: 3rem;
}
.footer__brand img { height: 42px; width: auto; }
.footer__brand p {
  margin-top: 1.1rem;
  max-width: 32ch;
  line-height: 1.7;
  color: rgba(255, 255, 255, 0.55);
}
.footer__title {
  margin-bottom: 1rem;
  font-family: var(--font-sans);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: #fff;
}
.footer__list { display: grid; gap: 0.6rem; }
.footer__list a { transition: color 0.2s; }
.footer__list a:hover { color: var(--lime); }
.footer__contact { display: grid; gap: 0.85rem; }
.footer__contact a,
.footer__contact span {
  display: flex;
  align-items: flex-start;
  gap: 0.6rem;
  line-height: 1.5;
}
.footer__contact svg { width: 16px; height: 16px; flex: none; margin-top: 0.18rem; color: var(--lime); }

.footer__bar {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding-block: 1.4rem;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  font-size: 0.78rem;
  color: rgba(255, 255, 255, 0.42);
}
.footer__bar a { color: rgba(255, 255, 255, 0.6); }
.footer__bar a:hover { color: var(--lime); }
.footer__legal { max-width: 92ch; padding-bottom: 1.4rem; font-size: 0.72rem; line-height: 1.7; color: rgba(255, 255, 255, 0.32); }

/* --------------------------------------------------------------------------
   13. WhatsApp flutuante
   -------------------------------------------------------------------------- */
.wa-float {
  position: fixed;
  right: clamp(1rem, 3vw, 1.8rem);
  bottom: clamp(1rem, 3vw, 1.8rem);
  z-index: 90;
  display: flex;
  align-items: center;
  gap: 0.65rem;
  padding: 0.8rem 1.2rem 0.8rem 0.9rem;
  border-radius: 100px;
  background: #1faa53;
  color: #fff;
  font-size: 0.88rem;
  font-weight: 700;
  box-shadow: 0 14px 34px -10px rgba(31, 170, 83, 0.6);
  transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease);
}
.wa-float:hover {
  transform: translateY(-3px) scale(1.02);
  box-shadow: 0 20px 44px -12px rgba(31, 170, 83, 0.7);
}
.wa-float svg { width: 24px; height: 24px; flex: none; }
.wa-float__pulse {
  position: absolute;
  inset: 0;
  border-radius: inherit;
  border: 2px solid rgba(31, 170, 83, 0.55);
  animation: waPulse 2.8s ease-out infinite;
  pointer-events: none;
}
@keyframes waPulse {
  0% { transform: scale(1); opacity: 0.7; }
  70%, 100% { transform: scale(1.12); opacity: 0; }
}

/* --------------------------------------------------------------------------
   14. Formulários
   -------------------------------------------------------------------------- */
.form-card {
  padding: clamp(1.4rem, 3vw, 2.2rem);
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
}
.field { margin-bottom: 1rem; }
.field label {
  display: block;
  margin-bottom: 0.4rem;
  font-size: 0.8rem;
  font-weight: 700;
  color: var(--ink-70);
}
.field input,
.field select,
.field textarea {
  width: 100%;
  padding: 0.85rem 1rem;
  border: 1px solid var(--line-strong);
  border-radius: var(--radius-sm);
  background: #fff;
  font-size: 0.92rem;
  transition: border-color 0.2s, box-shadow 0.2s;
}
.field textarea { resize: vertical; min-height: 110px; }
.field input:focus,
.field select:focus,
.field textarea:focus {
  outline: none;
  border-color: var(--blue);
  box-shadow: 0 0 0 4px rgba(0, 112, 176, 0.12);
}
.field__hint { margin-top: 0.35rem; font-size: 0.75rem; color: var(--ink-50); }
.form-note {
  margin-top: 0.9rem;
  font-size: 0.75rem;
  line-height: 1.6;
  color: var(--ink-50);
}

/* --------------------------------------------------------------------------
   15. Página de conteúdo (artigo / sobre)
   -------------------------------------------------------------------------- */
.prose { max-width: 72ch; }
.prose > * + * { margin-top: 1.15rem; }
.prose h2 { margin-top: 2.4rem; }
.prose h3 { margin-top: 1.8rem; }
.prose p, .prose li { color: var(--ink-70); }
.prose ul { list-style: disc; padding-left: 1.3rem; display: grid; gap: 0.5rem; }
.prose ol { list-style: decimal; padding-left: 1.3rem; display: grid; gap: 0.5rem; }
.prose strong { color: var(--navy-900); }
.prose blockquote {
  padding: 1.2rem 1.4rem;
  border-left: 3px solid var(--lime);
  background: var(--paper-alt);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  font-family: var(--font-display);
  font-size: 1.25rem;
  line-height: 1.4;
  color: var(--navy);
}

.breadcrumb {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.45rem;
  margin-bottom: 1.2rem;
  font-size: 0.78rem;
  color: rgba(255, 255, 255, 0.55);
}
.breadcrumb a { color: rgba(255, 255, 255, 0.7); }
.breadcrumb a:hover { color: var(--lime); }
.breadcrumb span { opacity: 0.4; }

.page-hero-stat {
  display: flex;
  flex-direction: column;
  gap: 0.3rem;
  padding: 1.5rem;
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: var(--radius);
  background: rgba(255, 255, 255, 0.05);
  backdrop-filter: blur(10px);
}
.page-hero-stat strong {
  font-family: var(--font-display);
  font-size: 2.4rem;
  font-weight: 400;
  line-height: 1;
  color: var(--lime);
}
.page-hero-stat span { font-size: 0.82rem; color: rgba(255, 255, 255, 0.65); }

/* Trust / logos */
.trust {
  display: flex;
  align-items: center;
  gap: clamp(1.5rem, 4vw, 3rem);
  flex-wrap: wrap;
  justify-content: center;
  opacity: 0.9;
}
.trust span {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--ink-50);
}

/* --------------------------------------------------------------------------
   15b. Fotografia
   -------------------------------------------------------------------------- */

/* Hero da home com fotografia de fundo */
.hero--home {
  background:
    radial-gradient(900px 520px at 82% -10%, rgba(0, 112, 176, 0.42), transparent 62%),
    linear-gradient(
      100deg,
      rgba(1, 22, 39, 0.97) 0%,
      rgba(1, 38, 63, 0.94) 32%,
      rgba(2, 55, 88, 0.74) 60%,
      rgba(2, 46, 75, 0.5) 100%
    ),
    url("../img/hero-casa.jpg") center 38% / cover no-repeat,
    linear-gradient(168deg, var(--navy-900) 0%, #033455 48%, #022a45 100%);
}
.hero--home::before { opacity: 0.32; }

/* Guia com índice lateral */
.split--guide {
  align-items: start;
  grid-template-columns: 260px minmax(0, 1fr);
}
.guide-toc { position: sticky; top: 100px; }
@media (max-width: 900px) {
  .split--guide { grid-template-columns: minmax(0, 1fr); }
  .guide-toc { position: static; top: auto; }
}

/* Moldura de foto reutilizável */
.photo-frame {
  position: relative;
  margin: 0;
  overflow: hidden;
  border-radius: var(--radius-lg);
  background: var(--navy-800);
  border: 1px solid rgba(2, 65, 111, 0.14);
  box-shadow: var(--shadow-lg);
}
.photo-frame img {
  position: absolute;
  inset: 0;
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
  filter: saturate(0.96) contrast(1.03);
  transition: transform 0.9s var(--ease);
}

.photo-frame:hover img { transform: scale(1.03); }
.photo-frame--ratio { aspect-ratio: 4 / 3; }
.photo-frame--wide { aspect-ratio: 16 / 10; }
.photo-frame__tag {
  position: absolute;
  left: 1rem;
  bottom: 1rem;
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  padding: 0.45rem 0.85rem;
  border-radius: 100px;
  background: rgba(255, 255, 255, 0.92);
  color: var(--navy);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  backdrop-filter: blur(6px);
  box-shadow: 0 10px 24px rgba(1, 30, 50, 0.18);
}
.photo-frame__tag::before {
  content: "";
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--lime);
}

/* Foto do hero nas páginas internas */
.hero__media {
  position: relative;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  overflow: hidden;
  aspect-ratio: 4 / 3.15;
  border-radius: var(--radius-lg);
  border: 1px solid rgba(255, 255, 255, 0.18);
  box-shadow: 0 40px 90px -30px rgba(0, 12, 24, 0.85);
  background: var(--navy-800);
}
.hero__media > img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  filter: saturate(0.94) contrast(1.04);
}
.hero__media::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(
    180deg,
    rgba(1, 26, 44, 0.05) 0%,
    rgba(1, 26, 44, 0.28) 45%,
    rgba(1, 26, 44, 0.86) 100%
  );
}
.hero__media-stats {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1px;
  background: rgba(255, 255, 255, 0.16);
  border-top: 1px solid rgba(255, 255, 255, 0.16);
}
.hero__media-stat {
  padding: 0.95rem 0.85rem 1.05rem;
  background: rgba(1, 26, 44, 0.55);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
}
.hero__media-stat strong {
  display: block;
  font-family: var(--font-display);
  font-size: 1.45rem;
  font-weight: 400;
  line-height: 1.05;
  color: var(--lime);
  letter-spacing: -0.01em;
}
.hero__media-stat span {
  display: block;
  margin-top: 0.3rem;
  font-size: 0.68rem;
  line-height: 1.35;
  color: rgba(255, 255, 255, 0.72);
}

/* Seção escura com foto de fundo (contemplados) */
.section--contemplados {
  position: relative;
  isolation: isolate;
  background-color: var(--navy-900);
  background-image:
    linear-gradient(90deg, rgba(1, 22, 39, 0.97) 0%, rgba(1, 28, 47, 0.94) 44%, rgba(1, 30, 50, 0.66) 100%),
    url("../img/consorcio-contemplacao.jpg");
  background-size: cover;
  background-position: center 45%;
  background-repeat: no-repeat;
}

/* Foto dentro de split/seções claras */
.split .photo-frame { margin: 0; }

/* --------------------------------------------------------------------------
   15c. Links internos contextuais
   -------------------------------------------------------------------------- */
.related {
  border-top: 1px solid var(--line);
  background: var(--paper-alt);
}
.related__title {
  margin-bottom: 1.4rem;
  font-size: clamp(1.05rem, 2vw, 1.3rem);
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--ink-50);
  font-family: var(--font-sans);
}
.related__grid {
  display: grid;
  gap: 1rem;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
}
.related__item {
  position: relative;
  display: flex;
  flex-direction: column;
  gap: 0.3rem;
  padding: 1.25rem 1.35rem;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: #fff;
  color: inherit;
  text-decoration: none;
  transition: transform 0.35s var(--ease), border-color 0.35s var(--ease), box-shadow 0.35s var(--ease);
}
.related__item strong {
  font-family: var(--font-display);
  font-size: 1.18rem;
  font-weight: 400;
  line-height: 1.2;
  color: var(--navy);
}
.related__item span {
  font-size: 0.85rem;
  line-height: 1.45;
  color: var(--ink-70);
}
.related__item svg {
  width: 18px;
  height: 18px;
  margin-top: 0.5rem;
  color: var(--blue);
  transition: transform 0.35s var(--ease);
}
.related__item:hover {
  transform: translateY(-3px);
  border-color: rgba(0, 112, 176, 0.35);
  box-shadow: var(--shadow-md);
}
.related__item:hover svg { transform: translateX(4px); }

/* --------------------------------------------------------------------------
   16. Animações
   -------------------------------------------------------------------------- */
.js [data-reveal] {
  opacity: 0;
  transform: translateY(22px);
  transition: opacity 0.7s var(--ease), transform 0.7s var(--ease);
  transition-delay: var(--d, 0ms);
}
.js [data-reveal].is-in {
  opacity: 1;
  transform: none;
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after {
    animation-duration: 0.001ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.001ms !important;
  }
  [data-reveal] { opacity: 1; transform: none; }
}

/* --------------------------------------------------------------------------
   17. Responsivo
   -------------------------------------------------------------------------- */
@media (max-width: 1080px) {
  .footer__grid { grid-template-columns: 1fr 1fr; }
  .hero__grid,
  .hero--page .hero__grid { grid-template-columns: 1fr; }
  .quote-card { max-width: 520px; }
  .cta-band__inner { grid-template-columns: 1fr; }
  .cta-band .btn-row { justify-content: flex-start; }

  .hero__media { aspect-ratio: 16 / 9.5; max-height: 380px; }
  .hero--home { background-position: center 30%; }
}

@media (max-width: 900px) {
  .nav__menu { display: none; }
  .nav__actions .btn--header { display: none; }
  .burger { display: block; }

  /* Painel mobile */
  .nav__menu.is-open {
    display: flex;
    flex-direction: column;
    align-items: stretch;
    gap: 0.15rem;
    position: fixed;
    inset: 78px 0 auto;
    z-index: 99;
    max-height: calc(100vh - 78px);
    overflow-y: auto;
    padding: 1.2rem clamp(1.15rem, 4vw, 2.5rem) 2.5rem;
    background: #fff;
    border-bottom: 1px solid var(--line);
    box-shadow: var(--shadow-lg);
    animation: panelIn 0.3s var(--ease);
  }
  @keyframes panelIn {
    from { opacity: 0; transform: translateY(-8px); }
    to { opacity: 1; transform: none; }
  }
  .nav__menu.is-open .nav__link {
    padding: 0.9rem 0.25rem;
    font-size: 1rem;
    border-radius: 0;
    border-bottom: 1px solid var(--line);
    justify-content: space-between;
  }
  .nav__menu.is-open .nav__sub {
    position: static;
    display: grid;
    min-width: 0;
    padding: 0.3rem 0 0.7rem;
    border: 0;
    box-shadow: none;
    opacity: 1;
    visibility: visible;
    transform: none;
  }
  .nav__menu.is-open .nav__sub a { padding: 0.6rem 0.4rem; }
  .nav__menu.is-open .nav__actions {
    display: flex;
    flex-direction: column;
    gap: 0.6rem;
    margin-top: 1.2rem;
  }
  .nav__menu.is-open .nav__actions .btn { width: 100%; }

  .topbar__note { display: none; }
  .footer__grid { grid-template-columns: 1fr; gap: 1.8rem; }
  .wa-float span { display: none; }
  .wa-float { padding: 0.95rem; border-radius: 50%; }
}

@media (max-width: 560px) {
  .topbar__group--contact { display: none; }
  .section { padding-block: clamp(3.2rem, 8vw, 4.5rem); }
  .brand img { height: 34px; }
  .btn { padding: 0.85rem 1.2rem; }
  .btn--lg { padding: 1rem 1.3rem; }
  .step { padding-left: 3.4rem; }
  .step::before { width: 2.6rem; height: 2.6rem; left: -1.3rem; }
  .stats { grid-template-columns: 1fr 1fr; }

  /* Abas do cartão de parcelas: quebram em duas linhas em vez de estourar */
  .quote-tabs {
    flex-wrap: wrap;
    border-radius: 18px;
  }
  .quote-tabs button {
    flex: 1 1 28%;
    min-width: 0;
    padding: 0.5rem 0.3rem;
    border-radius: 12px;
    white-space: nowrap;
  }
  .hero__meta { gap: 0.4rem; }
  .chip { font-size: 0.72rem; padding: 0.35rem 0.7rem; }

  /* Fotografia no mobile */
  .hero__media { aspect-ratio: 4 / 3; max-height: none; }
  .hero__media-stat { padding: 0.7rem 0.55rem 0.8rem; }
  .hero__media-stat strong { font-size: 1.05rem; }
  .hero__media-stat span { font-size: 0.62rem; }
  .section--contemplados {
    background-image:
      linear-gradient(180deg, rgba(1, 22, 39, 0.97) 0%, rgba(1, 26, 44, 0.93) 55%, rgba(1, 30, 50, 0.88) 100%),
      url("../img/consorcio-contemplacao.jpg");
    background-position: center;
  }
}

/* --------------------------------------------------------------------------
   18. Utilitários
   -------------------------------------------------------------------------- */
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0 0 0 0);
  white-space: nowrap;
  border: 0;
}
.skip-link {
  position: absolute;
  left: 1rem;
  top: -100px;
  z-index: 200;
  padding: 0.75rem 1.2rem;
  background: var(--navy);
  color: #fff;
  border-radius: 0 0 10px 10px;
  font-weight: 700;
  transition: top 0.2s;
}
.skip-link:focus { top: 0; }

.mt-0 { margin-top: 0; }
.mt-1 { margin-top: 0.5rem; }
.mt-2 { margin-top: 1rem; }
.mt-3 { margin-top: 1.5rem; }
.mt-4 { margin-top: 2rem; }
.my-3 { margin-block: 1.5rem; }
.text-center { text-align: center; }
.mx-auto { margin-inline: auto; }

/* Impressão */
@media print {
  .site-header, .topbar, .wa-float, .cta-band, .site-footer { display: none; }
  body { color: #000; }
}